Last updated: October 25, 2026
The Short Version
Our calculators are free to use. They give you estimates, not financial advice. Please use the site fairly, and check big money decisions with a licensed professional.
Agreeing to These Terms
By using Growing My Finances, you agree to these terms. If you don’t agree, please don’t use the site.
Who This Site Is For
Growing My Finances is made for adults 18 and older.
For Learning, Not Financial Advice
Our calculators show estimates based on the numbers you type in. They are for learning and planning only. Nothing on this site is financial, tax, legal or investment advice. Every situation is different, so talk with a licensed professional before you make big money decisions.
No Guarantee of Results
Real life doesn’t always follow the math. Interest rates change, and fees, taxes and inflation can all make your real results different from what a calculator shows. We work hard to keep our tools accurate, but we can’t promise they are perfect or free of errors.
Your Information Stays with Us
Our calculators run right in your browser. Anything you save, like your net worth tracker, stays on your own device. That means you’re in charge of it. If you clear your browser’s data or switch devices, your saved numbers won’t come with you. To learn more, read our Privacy Policy.
Using the Site Fairly
You’re welcome to use our tools as often as you like. Please don’t:
- Use the site for anything illegal
- Copy, scrape or rebuild our calculators or content
- Try to hack, break or overload the site
Our Content
The site’s design, calculators, writing, logo and our mascot Sprout belong to Growing My Finances. Feel free to share links to any page. Please don’t copy, sell or republish our content without asking first.
Ads and Links to Other Sites
We show ads from Google and include some Amazon links. As an Amazon Associate we earn from qualifying purchases. We don’t control other websites. If you buy something there, that purchase is between you and that seller.
This Site Comes “As Is”
We offer Growing My Finances as it is, without promises of any kind. As far as the law allows, we aren’t responsible for any losses that come from using the site or from decisions you make based on it.
Which Laws Apply
These terms follow the laws of the state of Alabama, United States.
Changes to These Terms
We may update our tools or these terms from time to time. When we do, we’ll change the “Last updated” date at the top of this page. Using the site after a change means you accept the new terms.
Questions
Have a question about these terms? Reach us on our Contact page.